A Miami Foreclosure Defense Attorney will help Defend You Against Your Mortgage Company
Attorney Ariel Sagre has been assisting Miami Homeowners for 19 years in foreclosure and bankruptcy matters. When you consult with us, we will analyze your whole financial picture in order to plot out a strategy that will achieve the results you seek.
There are a myriad of options available to the Homeowner that retains counsel for a Foreclosure proceeding. Arm yourself with the right attorney to defend your rights.
Does the lender have the right to file this Foreclosure? Has the Foreclosure that you received been served properly? Has the bank appropriately accelerated the debt? Do you feel that the process proceeding unjustly? All of these questions factor into the defense that I can assert on your behalf.
Bankruptcy Offers Many Benefits to Homeowners in Foreclosure
In a Chapter 7 Bankruptcy you may discharge any judgements that have resulted from a foreclosure in your past. In Chapter 13 Bankruptcy, you can stop an impending foreclosure sale from occurring and enter into a re-payment plan that allows you to repay the past due amount. For homeowners whose property is upside down in value, the attorney can use the bankruptcy proceeding to remove second and third mortgages. The attorney can also assist you in lowering the first mortgage with a non-homestead cram down.
Bankruptcy Loan Modifications
The Bankruptcy Court for the Southern District of Florida has created a Mortgage Modification Mediation Program (MMM) where Borrowers and lenders can attempt a loan modification program. In many cases borrowers have been able to lower their interest rates and extend out their payment arrangements during the course of a Chapter 13 Bankruptcy. This has resulted in many saved homes.
If you are a homeowner facing foreclosure in Miami, filing Bankruptcy is something that you will probably consider at some point in the process. While it is not a given that you must file bankruptcy if you have been served with a foreclosure, it is something that you should consider.
Lets Get Started
If you have been served with a foreclosure, it is imperative that you seek counsel immediately in order to avail yourself of all your legal rights. Failure to immediately respond to any court proceeding could result in loss of your rights to defend yourself and the issuance of a default judgement.
To schedule your free consultation with Foreclosure Attorney Ariel Sagre call us at (305) 266-5999. Please gather all court papers you have received and have on hand for the attorney's review during your free consultation.